Terms of Service

1. Agreement to Terms

By registering for, accessing, or using ChristianEntrepreneur.com (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use the Platform. These Terms apply to all users including Campaign Organizers, Donors, Volunteers, and Beneficiaries.

ChristianEntrepreneur.com operates as a crowdfunding platform inspired by Christian values of generosity and entrepreneurship. 

2. Account Eligibility & Registration

• You must be at least 18 years of age (or the age of majority in your jurisdiction) to create an account.
• You must provide accurate, current, and complete information during registration.
• You are responsible for maintaining the confidentiality of your login credentials.
• One account per individual or organization. Duplicate accounts may be suspended.
• You agree to promptly update your account information if it changes.

3. Campaign Organizers

A. Starting a Campaign

When you launch a campaign, you represent that:

• All information in your campaign is accurate and not misleading.
• You have the legal right to raise funds for the stated purpose.
• You will use funds exclusively for the purpose described in your campaign.
• You will provide updates to donors on campaign progress and fund use.
• Your campaign does not violate these Terms or applicable law.

B. Fund Withdrawals

• Funds raised become available for withdrawal according to our payout schedule (typically 3–5 business days after clearing).
• You must complete identity verification before your first withdrawal.
• We may place holds on withdrawals if fraud is suspected or under investigation.
• Platform fees (see current fee schedule) are deducted at payout.
• You are solely responsible for reporting and paying any applicable taxes on funds received.

C. Campaign Honesty Guarantee

We take fraud seriously. If a campaign is found to be fraudulent or materially misrepresented, we reserve the right to suspend the campaign, hold funds, and cooperate with authorities. Donors may be eligible for refunds under our Donor Protection policy.

4. Donors

• Donations are generally non-refundable unless a campaign is found to be fraudulent or removed by the Platform.
• Donations are not tax-deductible unless the Organizer is a registered charitable organization and clearly states this on their campaign page.
• You may choose to donate anonymously. Otherwise, your name and donation amount may appear on the campaign page.
• We do not guarantee that any campaign will reach its goal or that funds will be used as described — though we actively review campaigns and respond to reports of misuse.
• By donating, you authorize us to charge your payment method for the specified amount.

5. Platform Fees

ChristianEntrepreneur.com charges the following fees (subject to change with 30 days notice):

We are transparent about our fees. Donors see the full amount going to the campaign vs. fees at checkout.

6. Prohibited Content & Conduct

• Campaigns that are fraudulent, deceptive, or materially misleading.
• Raising funds for illegal activities, weapons, controlled substances, or criminal defense for violent crimes.
• Campaigns promoting hate speech, racism, religious persecution, or discrimination against any group.
• Content that is sexually explicit, pornographic, or sexually exploitative of minors in any way.
• Harassment, stalking, threats, or abusive behavior toward other users.
• Spam, phishing, or impersonating another person or organization.
• Scraping, hacking, or attempting to gain unauthorized access to our systems.
• Using the platform to launder money or evade financial regulations.
• Multiple accounts or false identities to circumvent suspensions.
• Campaigns that promote or solicit gambling, pyramid schemes, or multi-level marketing.

7. Intellectual Property

Content you post on the Platform (photos, text, videos) remains your property. By posting, you grant ChristianEntrepreneur.com a non-exclusive, royalty-free license to display, distribute, and promote your content in connection with operating the platform and marketing our services.

Our Platform design, logo, software, and original content are owned by ChristianEntrepreneur.com and may not be copied or used without written permission.

8. Account Suspension & Termination

We may suspend or terminate accounts that violate these Terms, at our sole discretion. In most cases, we will:

• Notify you by email of the reason for suspension.
• Allow 5 business days for you to respond or appeal before permanent termination.
• Process any pending, eligible payouts before closing your account.

Immediate termination without notice may occur for confirmed fraud, illegal activity, or severe violations of community standards.

9. Disclaimers & Limitation of Liability

The Platform is provided "as is." We make no warranties regarding the accuracy of campaign content posted by third-party organizers. To the maximum extent permitted by law, ChristianEntrepreneur.com's liability for any claim arising from use of the Platform is limited to the fees paid by you to us in the preceding 12 months.

10. Governing Law

These Terms are governed by the laws of the Province of Québec, Canada, and the federal laws of Canada applicable therein. Any disputes shall be resolved in the courts of Montréal, Québec, unless otherwise required by applicable consumer protection law.

11. Changes to Terms

We will notify users of material changes at least 14 days in advance via email. Continued use after the effective date constitutes acceptance. If you do not agree with changes, you may close your account before the effective date.